I remember long ago when I was newly married and had just started to pay my own bills. My wife and I were very happy. We blissfully lived our lives with not many worries and life just seemed to flow. As time passed though, like all people, we began to learn our own limitations and money became an issue. Like many other young couples, we did the best we could with what we had. We weren't "rich" or "poor". We were just "regular" people like the vast majority of the world. At some point though, I began to feel the struggle with finances that comes with the natural passage of time. Today, when I look back on those times I often wonder how life may have been different if there had been someone there to show me how to handle my finances better.